Most of us understand the importance of investing our money wisely. Maybe you have many current cash flow needs and are also saving for large expenses in the next 5, 10, or even 30 years. Of course, we need to make bill payments, our monthly mortgage and car payments, as well as save for large expenditures like a car, a new home, college, and retirement. Hopefully there’s also a vacation somewhere in there!
It makes little sense to choose an amount to invest and how to invest it by focusing on one of these goals or constraints in isolation. We may quickly find our choices –
There is a lot of change coming to the insurance industry. Between a new presidential agenda and an over-digitization of technology, the insurance industry is in for a transformation. Here are three ways the insurance industry is already making an about-face.
Trumpcare (Possible Changes that Matter to you)
It is hard to anticipate the eventual form of the changes coming to healthcare but there are some “theories” that are considered fairly plausible at this point. Here are some
It was more than 20 years ago that IBM’s chess-playing computer Deep Blue won a game against Garry Kasparov, the then chess world champion. It was a striking triumph for artificial intelligence (AI) and was a wake-up call to the AI community.
Because chess is a combination of pure calculation and deep strategy borne of experience, Deep Blue’s victory demonstrated that such “hybrid” logical/experiential realms are for the taking in the AI world.
#1: Who Absolutely Does Not Need Life Insurance?
The primary reason someone may need life insurance is to provide financially for dependents in the event of his or her death. While this may seem somewhat obvious, it is important to use this idea as a primary filter when considering the purchase of a life insurance policy for people in different financial situations or stages of their lives.
Consider those life insurance commercials for an infant or child. These advertisements certainly play to our emotions. We love our children and it seems like this is somehow a caring
Risk and Reward 101
There is a famous quote, variously attributed to U.S. Navy Rear Admiral Grace Murray Hopper or John A. Shedd that says “A ship in harbor is safe, but that is not what ships are built for”
For some, this quote evokes fear or excitement. Others may picture rich rewards or the possibility of hopes dashed on the rocks. We often find ourselves in the position of having to take a chance to obtain some reward or desired outcome. In other situations, we may be exposed to some