Home Safety - factors that affect a homeowners insurance policy - Part 2

Having your home features assessed as suggested in the previous blog could offer you the reward of some insurance pricing reduction. This was just a part of all the factors that apply towards lowering of insurance rate. In this blog, I will expand upon factors related to home safety.

Smoke detector – These are the most common home safety item used in American households. You should install them in places where they can be easily heard. Moreover, all of them should be

Factors that Lower your Homeowners’ Insurance Cost - Part 1

A comprehensive guide to factors that lower your homeowners’ insurance premium
Buying a house and living the big dream doesn’t come easy. Since it is one of our biggest investments and an emotional one too, we do not buy a house in haste; it can certainly not be an impulsive decision. With the care and love that we buy our house, we also want to protect it by opting for a home insurance policy to insure our precious possession. Also it becomes compulsory for homeowners with a mortgage. Thus along comes buying homeowners insurance after the buying of house.
It is no

How digitization is transforming insurance experience

It is next to impossible to find an industry that technology has not penetrated. Especially with the insurance industry, gone are the days of making appointments with the insurance agents, negotiating in person on the price, or making frequent trips to pay your premiums. With digitization, the click of a few buttons brings everything to your fingertips through downloading an app or logging in to a website. Transacting online has become the norm today for most people.  The Insurance sector, in particular, has benefited from this dramatic shift to

InsuredMine Launches Mobile App

InsuredMine is excited to announce the rolling out of their new mobile app to make it easier for the mobile enthusiasts.  The app has been successfully tested in beta and will be made available for download through the app stores for android platforms beginning January 17, 2018.
The team is confident that this mobile app will transform the way insurance customers manage, purchase and organize their multiple policies on a single dashboard.  While there are other primitive apps for insurance management available, the app from InsuredMine is

The Need for Insurance Management

A place for everything and everything in its place!
Whether we are dealing with personal or professional belongings, organizing is not only about perfection; it is about efficiency, decluttering, improving quality, and most importantly, making the most of our valuable resources – time and money.  At InsuredMine, the terms ‘organizing’ and ‘managing’ mean the same.  With our relentless drive to constantly improve insurance management, we strive for progress and not just perfection.  That is why we

Free Insurances Offered by your Credit Cards

Most people use credit cards for the ease and convenience they offer as replacement for carrying cash around for their purchases and other financial transactions.  Almost all credit cards also award points for their use, which can be later redeemed for travel, purchases or other perks.  But, in addition to accumulating and redeeming points, did you also know that some credit cards offer perks that can cover you during life’s little emergencies?  Yes, a number of credit cards offer several protections

Refresh Insurance ... Press Insurtech

It is said that extinction is the rule and survival is the exception!
But when it comes to the dinosaurs of the insurance industry, you can’t help but wonder about what it is that makes them so resistant to extinction, even though nothing about them has changed for about a century.  Have they adapted so exceptionally well or did modern day economics fail to penetrate them through technology, process, or people?  This also deepens the curiosity when you notice that the average age of top 45 insurance companies on the 

Small Business Insurance Common Pitfalls

It takes a lot of hard work and determination to set up a small business. Startups face many challenges such as getting funding, finding innovative product ideas, and competing in an already established market. These challenges keep surfacing and every hindrance that decides the future of the startup. Running a newly established business also has an unknown number of risks. It is extremely important to determine your risk absorbing capacity and start an insurance plan for your business. A startup also implies continuous changes to the structure of the business and it is crucial to notice

Tips For Preparing Before and After Hurricane Irma

Falling down is a part of life and getting back up is Living: acknowledge what is happening and quickly pull yourself up to get everything back in action. More importantly, learn from what you could have done better, be prepared, and come stronger for any such danger in the future.
With Hurricane Irma as our next visit, it is time to take all the right measures, whether evacuating or staying in our homes – staying safe and staying prepared should be our motto.

The Need to Organize Multiple Insurances

Let’s face it, life is an organized chaos. You don’t agree? Let me explain. Imagine yourself involved in a fender-bender. After the initial phase of shock and distress has passed, you calm down to start the routine of exchanging your insurance information only to realize you don’t have all your insurance and policy details handy. Now what?
Assuming you have insurance, (although according to Insurance Research Council, in 2012, 12.6 percent of motorists or about one in eight drivers were