Free Insurances Offered by your Credit Cards

Most people use credit cards for the ease and convenience they offer as replacement for carrying cash around for their purchases and other financial transactions.  Almost all credit cards also award points for their use, which can be later redeemed for travel, purchases or other perks.  But, in addition to accumulating and redeeming points, did you also know that some credit cards offer perks that can cover you during life’s little emergencies?  Yes, a number of credit cards offer several protections

Travel Safety During the Holidays

One of my favorite quotes is “it’s rude to keep vacation waiting.”
Whether it is for the holidays or just a sudden urge to go somewhere, I always have my bags packed and feet in my shoes ready to take off.  Given my love of travel, it is inherent to my nature to make sure all my trips are easy, safe, and manageable.  How do I do it?  I’ll share my well mastered tips right here, so read on.
Travel safety tips

If you are taking a road trip, make sure your vehicle is in good condition.
Pack an

Refresh Insurance ... Press Insurtech

It is said that extinction is the rule and survival is the exception!
But when it comes to the dinosaurs of the insurance industry, you can’t help but wonder about what it is that makes them so resistant to extinction, even though nothing about them has changed for about a century.  Have they adapted so exceptionally well or did modern day economics fail to penetrate them through technology, process, or people?  This also deepens the curiosity when you notice that the average age of top 45 insurance companies on the 

The right age to begin saving for retirement

The only person who will take care of the ‘Older You’ someday, is the ‘Younger You’ today.
Retirement is an immensely personal decision.  Starting with the plans we make and the savings we put aside, we all work towards the goal of enjoying our golden years as peacefully as possible.  Although everyone has retirement on their mind and plan for it most of their adult lives, there is no one-size-fits-all approach to it.  So that begs the question, what is the ideal time to start working towards our retirement goals?  Ideally, we should

Small Business Insurance Common Pitfalls

It takes a lot of hard work and determination to set up a small business. Startups face many challenges such as getting funding, finding innovative product ideas, and competing in an already established market. These challenges keep surfacing and every hindrance that decides the future of the startup. Running a newly established business also has an unknown number of risks. It is extremely important to determine your risk absorbing capacity and start an insurance plan for your business. A startup also implies continuous changes to the structure of the business and it is crucial to notice